Revolving or fixed
A HELOC and a fixed-rate second mortgage work differently. Review draw terms, repayment, and payment structure.
PUT YOUR PROPERTY EQUITY TO WORKYour equity.
Your equity.
Your next opportunity.
Explore a line of credit or second mortgage secured by eligible investment-property equity. Keep your next acquisition or renovation in view.
Start my financing request The Mortgage CalculatorNMLS #2377459
Investor lines of creditA PATH FOR YOUR PLANS
Put your plan in motion.
Explore investment-property HELOCs and second-mortgage options.
Capital for another investment property
Business-purpose renovation expenses
Investment and portfolio opportunities
Know what matters.
Make a more informed move.
Review total leverage
The property value and existing mortgage balance help determine whether equity financing may fit.
Keep the first loan in view
Second-lien options may let you retain an existing first mortgage, subject to eligibility and program terms.
A USEFUL STARTING POINTBring the basics.
Bring the basics.
We’ll take it from there.
Start with what you know. The team will explain what else is needed for the financing options under review.
- Property address and occupancy
- Estimated property value
- Existing mortgage and lien balances
- Requested capital and intended business use
KNOW MORE. PLAN BETTER.Clarity before
Explore the learning center Clarity before
your next move.
Investment Property HELOC vs. Cash-Out Refinance
Compare a rental-property HELOC with a cash-out refinance by first-mortgage impact, borrowing pattern, total costs, and available equity.
Read the guideInvestor HELOC vs. Fixed Second Mortgage: Reusable Credit or One Advance?
Compare an investment-property line of credit with a fixed second mortgage, including access to funds, repayment, combined debt, and project fit.
Read the guideLET’S TALK ABOUT YOUR NEXT MOVE
Start with your goal.
Choose a path below to connect with The Mortgage Calculator team through our existing company forms.
PROPERTY FINANCING
Open form in a new tab ↗Start your financing request
Complete the company’s property financing form below.
In your message, please include “Get Commercial Capital,” your business name, state, requested amount, intended use, and timing. Please do not include Social Security numbers, account numbers, or documents.
Select investment occupancy or the appropriate commercial property type in the form. Tell us about your business-purpose use in the comments.
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Your information is submitted directly through The Mortgage Calculator’s form. If the form does not load or submit, open it in a new tab or call (786) 733-1993. Review the company privacy policy and any consent terms displayed in the application.
A LITTLE CLARITYGood questions.
Good questions.
Clear next steps.
Need to talk through the details?
Call (786) 733-1993
Can I keep my existing first mortgage?
An eligible second-lien structure can leave the first mortgage in place. The team must review lien position, combined loan-to-value, property eligibility, and other program requirements.
Is all available equity accessible?
No. Accessible funds depend on property value, existing liens, program limits, credit, and underwriting. Submit the scenario for a review.
Can rental cash flow be used for qualification?
Some investor second-mortgage programs evaluate rental cash flow. Ask the team to compare available DSCR second-lien and other equity-financing options.